Paul Kavanagh
FPFS
Paul Kavanagh has over 25 years’ experience in financial services giving him an amazing breadth of experience in clients’ circumstances and ability to match the right solution to their needs, with each plan tailored to the individual client in question based on current Government legislation.
About
Paul passionately believes that keeping up to date with changes in the marketplace is essential when advising clients and is a Chartered Financial Planner and a member of SOLLA, a specialist qualification in advice for the elderly. Planning for a secure future be it for yourself, your family or your business, is one of the most important steps you will ever take. Changes in your circumstances or the effects of inflation will require you to regularly review and act upon your financial situation and having a trusted partner is essential in helping you meet your short and long-term needs.
Prior to being invited to join St. James's Place Paul has had a very successful career with HSBC bank and Halifax bank in management and financial advice, covering Greater Manchester, Cheshire and Northern Ireland.
Testimonials
I would be very happy to recommend to a friend/family member. I feel I have been very well looked after for many ears and feel greatly reassured that my interests are in safe hands.
Paul has always put our interests first by explaining all investment options and giving sound advice. The service and support we received has always been exceptional. I would recommend their services to family and friends.
I have had good advice from St. James's Place and I am confident in security of my investment.
Mr Kavanagh has continued to give excellent financial advice and support over a number of years, especially during this protracted difficult period, instilling reassurance and confidence. I would recommend this professional, knowledgeable and personable adviser to anyone considering future invest...
I have been a client of St. James's Place for over 20 years and have been very happy with the advice provided across a range of financial subjects, such as tax, investments and pensions. 3 years ago I retired and at the same time acquired a new St. James's Place Partner, Paul Ka...
Our financial planning has been overseen by St. James's Place for a number of years, with Paul Kavanagh our consultant these days. We very much value all the help and advice, which always includes an explanation and reasoning of the best options for us. We are very satisfied with the results and ...
Paul is the third adviser I have had from St. James's Place. All were good, however, Paul surpasses even them. I have always received excellent advice and a friendly ear, combined with acuity and creative suggestions. Despite global downturns, I have lost nothing and incrementally continued to g...
Paul Kavanagh visited me today to conduct the annual review of my portfolio. As always, he was very sensitive to my needs and very patient with me regarding my lack of confidence. He reassured me with regard to any concerns and was honest with me as to any future steps. As usual I had been panick...
I was worried about getting the right financial advice when I retired but I needn't have been. All advice and information provided by Paul has been first class and his support through regular visits to my home has been crucial in understanding how St. James's Place operate and work for me.
Mr. Paul Kavanagh has helped us to sort our affairs with real professionalism. He has explained how the 'trust' works, and how we can receive help in understanding all the documentation. We hope that his help will be available if we should need to contact him at any time in the future. We are sur...
Paul was highly recommended to me by a colleague and has in no way been anything less than professional, supportive and in instances very patient in his approach to explaining the workings of certain policies we have taken. I have already recommended Paul to several friends and family without hes...
My wife and I would highly recommend Paul Kavanagh. After being introduced to him, he has always explained our pensions to us and how they are invested and why. He keeps in regular contact with us and has a very friendly, trusting manner. His professionalism is outstanding.
Always good advice &%3B well informed would recommend.
Paul Kavanagh is always professional whilst also being friendly. He puts us at ease, giving good, appropriate advice, listening and tailoring suggestions to suit our requirements and wishes. He explains clearly and lets us make the final decision. There is no hard sell. I would happily recommend ...
We had the pleasure of meeting Paul Kavanagh, who in turn decided to manage our finances. We were given some options, but decided to leave it up to the management team who are quite capable. We have no qualms about recommending St. James's Place.
Paul has always provided a great service to meet our needs. He asks all the appropriate questions in order to identify what we may need and find the gaps in the services we do need. Very friendly, flexible and supportive.
In the ten years that we have invested with St. James's Place we have found them to be very reliable, honest, knowledgeable and effective. We are especially impressed in the way they take a personal interest in our lives and develop a close relationship with us as people and not just as customer...
I was first recommended to use St. Jame's Place through difficult circumstances. Not sure how to deal with nursing home fees/inheritance savings. When I first met adviser I found him to have an approachable attitude as well as genuinely caring about my circumstances and person being cared for. ...
Paul's home visits give us confidence that our interests are being dealt with in a personal manner, with sound and trustworthy advice. Support which exemplifies the quality of service provided for our investment.
Paul is always quick to respond to my queries or concerns. He is professional but at the same time approachable and trustworthy. He maintains a high level of financial knowledge and trends. His advice is fair, honest and puts the clients needs to the fore. I would not hesitate in recommending...
Paul is always open to discussion about what I need and any changes arising over time and gives sound advice accordingly. His support is always available and any queries are answered promptly. My investment is clearly in very safe hands and I would recommend him to other people.
We have known Paul for several years and we have always been very happy with the advice he has given us on our finances and would be happy to recommend him. His advice has been given in a concise way, easy to follow and understand. Paul has always been friendly, polite and extremely helpful, and ...
Denise and I have always trusted Paul's advice on our investments. We always find Paul friendly, and he always takes the time to discuss matters other than pure financial matters. I have recommended Paul's services to other ex colleagues who are to retire.
Paul is extremely friendly and approachable with an exceptional knowledge on the products offered. He has advised us on numerous general financial matters and provided sound pension advice. The trust we hold in him has lead us to introduce our son to his services as he starts his working life and...
Paul Kavanagh always gives me exceptional financial advice, he is very supportive to my financial situation. His comments are always friendly and personal and very reassuring. He is very encouraging in what he says and is very knowledgeable and explains my investments well.
Paul has always dealt with all of our financial issues in a warm, friendly and very professional manner. We would not hesitate in recommending him to anyone.
As usual a good meeting with clear answers to questions asked. Provided good knowledge of many diverse topics discussed. St. James's Place (Paul) are good sources of financial advice.
Paul is always available, either in person or via email to answer queries. He takes time to give advice and is really responsive to my needs as an investor. I am so pleased that he is my financial adviser and have recommended him to others.
Since 2011 I have been involved with St. James's Place. The last 3 years we have been managed by Paul Kavanagh. His professionalism and advice have never dropped below exceptional. We have sought different forms of financial advice, the advice given and way forward have always b...
We have always had the support and help, whenever we've needed it. I would not hesitate in recommending Paul to anyone.
Paul has always put my interests first by giving sound and trustworthy advice. The service and support has always been exceptional, I would not hesitate in recommending him to anyone. In fact, I have already recommended him to people I know.
Paul Kavanagh has been our adviser for a few years now, and his sound knowledge has been invaluable to us. He has always been available to give us advice and at our annual meeting has explained things thoroughly and in a way that we can understand. I would thoroughly recommend him to anyone.
I have been connected to St. James's Place for over 20 years through my work financial advice scheme. I had no hesitation in using St. James's Place to manage my pension fund. The ongoing service and expertise I receive from Paul Kavanagh is professional and friendly. He has always given me immed...
Paul Kavanagh takes a keen interest in me and my wife's lives and financial affairs. His advice and counsel has been useful and rewarding and we have found our business dealings with him to be a pleasure. We also appreciate his endeavors to continually improve and enhance his personal professiona...
The information given by my Wealth Manager Paul Kavanagh has been given in a manner that we as inexperienced investors can easily understand. We have been given sound advice within the regular one to one meetings over the last 3 years. It has been an extremely difficult time within Britain, espec...
I first met Paul after my husband died and needed advice on my investments. I was immediately struck by his friendly, reassuring, down to earth manner. Everything was explained, I trusted him and my investments are doing well. I get regular correspondence from St. James's Place and Paul visits me...
In all our dealings with Mr Kavanagh, we have found him to be a very professional and financially knowledgeable person. He has always given us sound financial advice in a very pleasant and friendly way.
Paul has always put my interests first by giving sound and trustworthy advice. The service and has always been exceptional. He never leaves a meeting until I am satisfied with any action to which have been agreed. I would not hesitate in recommending Paul to anyone.
As a family, we feel secure in the knowledge that we are being looked after by Paul Kavanagh. The support is very personal and professional. We feel that we get expert and up to date advice, and always get full support of the whole team at St. James's Place when we need it. Thank you.
I am very pleased with the service &%3B support provided by Paul. He is always very helpful &%3B keeps me thoroughly informed, all aspects relating to my pension. We would have no hesitation in recommending Paul &%3B the services provided to anyone, and in fact already have...
The solid financial advice/support offered is important. But for me, equally important is the gentle, courteous and patient way that this support is delivered.
I have recommended Paul to others. He is always helpful and gives good advice and explains clearly how the investments and the company works.
Paul Kavanagh and David Castle have been brilliant in helping me understand investments. Their professionalism, openness and friendliness gave me no doubts about investing with St. James's Place. Due to their integrity I have already recommended friends and family speak to St. James's Place whe...
Paul is always very patient and helpful when explaining the advice. He looked after my mum previously and on her passing away helped me through the process of transferring finances. He was extremely helpful and caring at a difficult time. He has a genuine interest in his clients and puts the clie...
I have total confidence in Paul; he listens to what I want to achieve and tailors financial plans to meet my needs. It is always a pleasure to meet up, and I leave feeling well informed and that my finances are in safe hands.
Paul has always provided accurate and straight forward advice, tailored to our needs. Any specific requirements or tax issues he has obtained the necessary data and advised accordingly soon afterwards. I would not hesitate in recommending him and St. James's Place to anyone.
I discussed with Paul my pension and investment requirements and detailed my concerns, to which he explained all the possible options and clearly answered all my questions in a language I could understand. Paul is always pleasant, polite, easy to access and always provides an excellent service a...
We are very happy with the advice and support we have received over the years. He makes options clear to us and the choices he has guided us to have met our aims.
My Partner is contactable at any time re advice and explaining "Jargon" %28Finance%29. I hold a great deal of trust for him and for the five years I have been in partnership with him. He has never given me bad advice.&%3Blt%3Bbr&%3Bgt%3BFinancial phrases and literature has always ...
We are very happy with the advice and support we have received over the years. He makes options clear to us and the choices he has guided us to have met our aims.
Mr Paul Kavanagh gives good advice regarding our financial requirements. We would definitely recommend him to family and friends.
As usual, despite our review being by phone due to Covid-19, I found Paul listened carefully to my queries and questions. He provided advice, with options to cover the variety of circumstances that may unfold. He presented in a logical and easy to follow way for me to consider. I have no hesitati...
I have been in contact with a number of financial advisers over the years but Paul Kavanagh is the best I have met. Friendly, welcoming, patient but always professional, he takes the time to explain options and actions fully and gives good, clear guidance. His recommendations have matched predict...
He has always provide sound and trustworthy advice and takes into account my personal preferences and changing circumstances. I have no hesitation in recommending him to others.
Since I met Paul I have received the best financial advice and am in the best financial position thanks to Pauls guidance. Always a pleasure to deal with, I recommend Paul to anyone who needs professional, pragmatic advice.
Paul has always been very helpful and we trust his advice. He makes himself readily available and we feel secure in the knowledge his is handling our finances. We always feel he has our best interests at heart.
I take comfort from the fact that my investments are in 'safe' hands, professionally managed, allowing my retirement to be stress free without the burden of detailed financial decision making! I have found the St. James's Place representative to be personable and provides quality guidance in my b...
Our St. James's Place Financial Adviser has been a guide and friend at many times over nearly a decade. Always happy to advise on estate and money matters whenever we've had a problem. I have also recommended relatives who have also been very satisfied with their service.
Paul is very approachable and takes time to understand your situation and considers your financial needs in the short and long term. Have recommended him to others including family.
St. James's Place is not a ‘one-size-fits-all'. You have to find the right representative. I know other people have not. However, in Paul Kavanagh I feel I have found the perfect St. James's Place partner. I have already recommended him to others and look forward to extending our established re...
I have always had the greatest confidence in entrusting the management of my investments to Mr Paul Kavanagh. He and his team are unfailingly efficient and courteous, and prompt in carrying out any of my wishes. I recommend his services unreservedly.
I would be very happy to recommend to a friend/family member. I feel I have been very well looked after for many ears and feel greatly reassured that my interests are in safe hands.
Paul has always put our interests first by explaining all investment options and giving sound advice. The service and support we received has always been exceptional. I would recommend their services to family and friends.
I have had good advice from St. James's Place and I am confident in security of my investment.
Mr Kavanagh has continued to give excellent financial advice and support over a number of years, especially during this protracted difficult period, instilling reassurance and confidence. I would recommend this professional, knowledgeable and personable adviser to anyone considering future invest...
I have been a client of St. James's Place for over 20 years and have been very happy with the advice provided across a range of financial subjects, such as tax, investments and pensions. 3 years ago I retired and at the same time acquired a new St. James's Place Partner, Paul Ka...
Our financial planning has been overseen by St. James's Place for a number of years, with Paul Kavanagh our consultant these days. We very much value all the help and advice, which always includes an explanation and reasoning of the best options for us. We are very satisfied with the results and ...
Paul is the third adviser I have had from St. James's Place. All were good, however, Paul surpasses even them. I have always received excellent advice and a friendly ear, combined with acuity and creative suggestions. Despite global downturns, I have lost nothing and incrementally continued to g...
Paul Kavanagh visited me today to conduct the annual review of my portfolio. As always, he was very sensitive to my needs and very patient with me regarding my lack of confidence. He reassured me with regard to any concerns and was honest with me as to any future steps. As usual I had been panick...
I was worried about getting the right financial advice when I retired but I needn't have been. All advice and information provided by Paul has been first class and his support through regular visits to my home has been crucial in understanding how St. James's Place operate and work for me.
Mr. Paul Kavanagh has helped us to sort our affairs with real professionalism. He has explained how the 'trust' works, and how we can receive help in understanding all the documentation. We hope that his help will be available if we should need to contact him at any time in the future. We are sur...
Paul was highly recommended to me by a colleague and has in no way been anything less than professional, supportive and in instances very patient in his approach to explaining the workings of certain policies we have taken. I have already recommended Paul to several friends and family without hes...
My wife and I would highly recommend Paul Kavanagh. After being introduced to him, he has always explained our pensions to us and how they are invested and why. He keeps in regular contact with us and has a very friendly, trusting manner. His professionalism is outstanding.
Always good advice &%3B well informed would recommend.
Paul Kavanagh is always professional whilst also being friendly. He puts us at ease, giving good, appropriate advice, listening and tailoring suggestions to suit our requirements and wishes. He explains clearly and lets us make the final decision. There is no hard sell. I would happily recommend ...
We had the pleasure of meeting Paul Kavanagh, who in turn decided to manage our finances. We were given some options, but decided to leave it up to the management team who are quite capable. We have no qualms about recommending St. James's Place.
Paul has always provided a great service to meet our needs. He asks all the appropriate questions in order to identify what we may need and find the gaps in the services we do need. Very friendly, flexible and supportive.
In the ten years that we have invested with St. James's Place we have found them to be very reliable, honest, knowledgeable and effective. We are especially impressed in the way they take a personal interest in our lives and develop a close relationship with us as people and not just as customer...
I was first recommended to use St. Jame's Place through difficult circumstances. Not sure how to deal with nursing home fees/inheritance savings. When I first met adviser I found him to have an approachable attitude as well as genuinely caring about my circumstances and person being cared for. ...
Paul's home visits give us confidence that our interests are being dealt with in a personal manner, with sound and trustworthy advice. Support which exemplifies the quality of service provided for our investment.
Paul is always quick to respond to my queries or concerns. He is professional but at the same time approachable and trustworthy. He maintains a high level of financial knowledge and trends. His advice is fair, honest and puts the clients needs to the fore. I would not hesitate in recommending...
Paul is always open to discussion about what I need and any changes arising over time and gives sound advice accordingly. His support is always available and any queries are answered promptly. My investment is clearly in very safe hands and I would recommend him to other people.
We have known Paul for several years and we have always been very happy with the advice he has given us on our finances and would be happy to recommend him. His advice has been given in a concise way, easy to follow and understand. Paul has always been friendly, polite and extremely helpful, and ...
Denise and I have always trusted Paul's advice on our investments. We always find Paul friendly, and he always takes the time to discuss matters other than pure financial matters. I have recommended Paul's services to other ex colleagues who are to retire.
Paul is extremely friendly and approachable with an exceptional knowledge on the products offered. He has advised us on numerous general financial matters and provided sound pension advice. The trust we hold in him has lead us to introduce our son to his services as he starts his working life and...
Paul Kavanagh always gives me exceptional financial advice, he is very supportive to my financial situation. His comments are always friendly and personal and very reassuring. He is very encouraging in what he says and is very knowledgeable and explains my investments well.
Paul has always dealt with all of our financial issues in a warm, friendly and very professional manner. We would not hesitate in recommending him to anyone.
As usual a good meeting with clear answers to questions asked. Provided good knowledge of many diverse topics discussed. St. James's Place (Paul) are good sources of financial advice.
Paul is always available, either in person or via email to answer queries. He takes time to give advice and is really responsive to my needs as an investor. I am so pleased that he is my financial adviser and have recommended him to others.
Since 2011 I have been involved with St. James's Place. The last 3 years we have been managed by Paul Kavanagh. His professionalism and advice have never dropped below exceptional. We have sought different forms of financial advice, the advice given and way forward have always b...
We have always had the support and help, whenever we've needed it. I would not hesitate in recommending Paul to anyone.
Paul has always put my interests first by giving sound and trustworthy advice. The service and support has always been exceptional, I would not hesitate in recommending him to anyone. In fact, I have already recommended him to people I know.
Paul Kavanagh has been our adviser for a few years now, and his sound knowledge has been invaluable to us. He has always been available to give us advice and at our annual meeting has explained things thoroughly and in a way that we can understand. I would thoroughly recommend him to anyone.
I have been connected to St. James's Place for over 20 years through my work financial advice scheme. I had no hesitation in using St. James's Place to manage my pension fund. The ongoing service and expertise I receive from Paul Kavanagh is professional and friendly. He has always given me immed...
Paul Kavanagh takes a keen interest in me and my wife's lives and financial affairs. His advice and counsel has been useful and rewarding and we have found our business dealings with him to be a pleasure. We also appreciate his endeavors to continually improve and enhance his personal professiona...
The information given by my Wealth Manager Paul Kavanagh has been given in a manner that we as inexperienced investors can easily understand. We have been given sound advice within the regular one to one meetings over the last 3 years. It has been an extremely difficult time within Britain, espec...
I first met Paul after my husband died and needed advice on my investments. I was immediately struck by his friendly, reassuring, down to earth manner. Everything was explained, I trusted him and my investments are doing well. I get regular correspondence from St. James's Place and Paul visits me...
In all our dealings with Mr Kavanagh, we have found him to be a very professional and financially knowledgeable person. He has always given us sound financial advice in a very pleasant and friendly way.
Paul has always put my interests first by giving sound and trustworthy advice. The service and has always been exceptional. He never leaves a meeting until I am satisfied with any action to which have been agreed. I would not hesitate in recommending Paul to anyone.
As a family, we feel secure in the knowledge that we are being looked after by Paul Kavanagh. The support is very personal and professional. We feel that we get expert and up to date advice, and always get full support of the whole team at St. James's Place when we need it. Thank you.
I am very pleased with the service &%3B support provided by Paul. He is always very helpful &%3B keeps me thoroughly informed, all aspects relating to my pension. We would have no hesitation in recommending Paul &%3B the services provided to anyone, and in fact already have...
The solid financial advice/support offered is important. But for me, equally important is the gentle, courteous and patient way that this support is delivered.
I have recommended Paul to others. He is always helpful and gives good advice and explains clearly how the investments and the company works.
Paul Kavanagh and David Castle have been brilliant in helping me understand investments. Their professionalism, openness and friendliness gave me no doubts about investing with St. James's Place. Due to their integrity I have already recommended friends and family speak to St. James's Place whe...
Paul is always very patient and helpful when explaining the advice. He looked after my mum previously and on her passing away helped me through the process of transferring finances. He was extremely helpful and caring at a difficult time. He has a genuine interest in his clients and puts the clie...
I have total confidence in Paul; he listens to what I want to achieve and tailors financial plans to meet my needs. It is always a pleasure to meet up, and I leave feeling well informed and that my finances are in safe hands.
Paul has always provided accurate and straight forward advice, tailored to our needs. Any specific requirements or tax issues he has obtained the necessary data and advised accordingly soon afterwards. I would not hesitate in recommending him and St. James's Place to anyone.
I discussed with Paul my pension and investment requirements and detailed my concerns, to which he explained all the possible options and clearly answered all my questions in a language I could understand. Paul is always pleasant, polite, easy to access and always provides an excellent service a...
We are very happy with the advice and support we have received over the years. He makes options clear to us and the choices he has guided us to have met our aims.
My Partner is contactable at any time re advice and explaining "Jargon" %28Finance%29. I hold a great deal of trust for him and for the five years I have been in partnership with him. He has never given me bad advice.&%3Blt%3Bbr&%3Bgt%3BFinancial phrases and literature has always ...
We are very happy with the advice and support we have received over the years. He makes options clear to us and the choices he has guided us to have met our aims.
Mr Paul Kavanagh gives good advice regarding our financial requirements. We would definitely recommend him to family and friends.
As usual, despite our review being by phone due to Covid-19, I found Paul listened carefully to my queries and questions. He provided advice, with options to cover the variety of circumstances that may unfold. He presented in a logical and easy to follow way for me to consider. I have no hesitati...
I have been in contact with a number of financial advisers over the years but Paul Kavanagh is the best I have met. Friendly, welcoming, patient but always professional, he takes the time to explain options and actions fully and gives good, clear guidance. His recommendations have matched predict...
He has always provide sound and trustworthy advice and takes into account my personal preferences and changing circumstances. I have no hesitation in recommending him to others.
Since I met Paul I have received the best financial advice and am in the best financial position thanks to Pauls guidance. Always a pleasure to deal with, I recommend Paul to anyone who needs professional, pragmatic advice.
Paul has always been very helpful and we trust his advice. He makes himself readily available and we feel secure in the knowledge his is handling our finances. We always feel he has our best interests at heart.
I take comfort from the fact that my investments are in 'safe' hands, professionally managed, allowing my retirement to be stress free without the burden of detailed financial decision making! I have found the St. James's Place representative to be personable and provides quality guidance in my b...
Our St. James's Place Financial Adviser has been a guide and friend at many times over nearly a decade. Always happy to advise on estate and money matters whenever we've had a problem. I have also recommended relatives who have also been very satisfied with their service.
Paul is very approachable and takes time to understand your situation and considers your financial needs in the short and long term. Have recommended him to others including family.
St. James's Place is not a ‘one-size-fits-all'. You have to find the right representative. I know other people have not. However, in Paul Kavanagh I feel I have found the perfect St. James's Place partner. I have already recommended him to others and look forward to extending our established re...
I have always had the greatest confidence in entrusting the management of my investments to Mr Paul Kavanagh. He and his team are unfailingly efficient and courteous, and prompt in carrying out any of my wishes. I recommend his services unreservedly.
I would be very happy to recommend to a friend/family member. I feel I have been very well looked after for many ears and feel greatly reassured that my interests are in safe hands.
Accreditations
Prestigious industry status recognises the value I place on my development and gives clients the confidence that they are supported by one of the UK’s leading wealth professionals.
Click on the accreditations for more information
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.
